Property Strategy · A unique RDA practice
Your CA, your advocate,
your loan strategist — one table.
The only end-to-end property advisory in India where every competency you need to buy or invest in property — selection, legal vetting, financial structuring, tax planning, builder negotiation, registration — sits under one roof, with one point of accountability.
Our process
Six steps from selection to registration.
01
Property selection & due diligence
We vet the builder's RERA record, run area benchmarks, compare carpet-vs-loaded pricing, and check title chain — before you sign anything.
- Builder RERA & litigation history scan
- Carpet-vs-built-up area verification
- Title chain verification (30-year)
- Project escrow compliance check
02
Financial structuring
How much down payment, how much loan, from which bank — optimised for your tax bracket, cashflow, and credit profile.
- Tax-efficient down payment ratio
- Multi-bank loan comparison (32+ partner network)
- EMI vs lump-sum modelling
- Joint ownership structuring
03
Legal vetting
Our advocates read every line of the agreement to sell, allotment letter, and side agreements — before you commit.
- Agreement to Sell line-by-line review
- Allotment letter audit
- Stamp duty & registration cost planning
- Force-majeure & possession clause defence
04
Tax planning
TDS, capital gains, indexation, joint ownership — every Income Tax compliance set up correctly the first time.
- Property TDS (Section 194-IA) handling
- Lower TDS Certificate for NRIs
- Capital gains exemption planning (54F, 54EC)
- Stamp duty deduction (Section 80C) optimization
05
Builder rate negotiation
We negotiate. You save. Our buyers typically secure 3-7% off list, plus better waivers on amenities & maintenance.
- List price benchmarking
- Discount & freebie negotiation
- Floor rise & PLC waiver attempts
- Maintenance deposit reduction
06
Documentation & closing
Registration, stamp duty payment, possession handover, post-purchase MahaRERA grievances if needed.
- Registration appointment & execution
- Stamp duty payment via e-SBTR
- Possession & snag-list
- Post-handover MahaRERA support
Who we serve
Two audiences. Same bench, different playbooks.
For homebuyersYour first home shouldn't take 5 advisors.
Most buyers juggle a broker, an advocate, a banker, a CA, and a tax planner — and trust that none of them drop the ball. We bring all five competencies under one bench, with one point of accountability.
- First-time buyer guidance (under-construction or resale)
- Joint loan + co-applicant tax structuring
- Section 80C, 24(b) interest deduction planning
- Resale & redevelopment property due diligence
For investorsCommercial shops & offices — for yield and capital gain.
Pune's commercial corridors (Baner, Hinjewadi, Kharadi, Hadapsar) are growing fast. We help investors evaluate rent yields, GST implications on commercial purchase, and structure the holding entity tax-efficiently.
- Commercial shop & office due diligence
- Rent yield & break-even analysis
- GST on commercial purchase (& ITC strategy)
- Holding entity setup (LLP / Pvt Ltd / Family Trust)
Why this is rare in India
Most CA firms don’t do property. Most brokers don’t do tax. We do both — under one entity.
01CA-led, advocate-backed
Two CAs and three practising advocates — including a MahaRERA litigation specialist — on the same bench.
0232+ banking partners
We don’t recommend the bank that pays us best. We benchmark across the network for your specific profile.
03Fixed-fee, no commissions
We charge a transparent flat fee. No hidden builder kickbacks. No bank commissions skewing recommendations.