
ITR Filing Guide AY 2026-27: The Complete Handbook for India Filers
Everything you need to file your AY 2026-27 return: form selection, regime choice, AIS reconciliation, capital gains, advance tax, e-verification and notices — written by a Pune CA.
Submitting your return is only step one. If you don't verify it within 30 days, the law treats it as never filed — refund and all. Here are the six ways to e-verify, ranked by speed, and the trap that catches careless filers.

CA Rahul Dang
Founder & Practice Lead

Thousands of taxpayers submit their return, breathe a sigh of relief, and never realise the job isn't done. Until you verify your return, it is legally incomplete. Miss the deadline and the law treats your return as never filed — refund forfeited, due date potentially missed, and you back to square one. The rule is simple but unforgiving: verify within 30 days of filing.
You must verify your ITR within 30 days of the date of filing. If you verify within 30 days, the date of filing is treated as your return date. If you verify after 30 days, the date of verification becomes the filing date — which can turn an on-time return into a belated one, attracting a Section 234F fee and loss of certain benefits like carry-forward of losses. The clock starts at submission, so verify immediately.
For almost everyone, Aadhaar OTP settles it in under a minute.
The classic mistake is filing on the last day, 31 July, and assuming you are done — then forgetting to verify. The return sits unverified, the 30 days lapse, and the system later treats it as invalid or belated. A second trap is an unlinked Aadhaar mobile: if your number has changed, Aadhaar OTP fails and people give up. Pre-validate a bank account in advance so you always have a fallback.
If you realise an old return was never verified, you can request a condonation of delay for verification through the portal with a reason, or — for a still-open year — simply file again and verify promptly. The cleaner path is never to let it lapse: verify the moment you file.
Submission and verification are two separate acts. Verify within 30 days, use Aadhaar OTP or net banking for speed, keep a pre-validated bank account as backup, and never let 31 July filing lull you into skipping the final, decisive step.
Pune filers: don't let the last step trip you up. Every season we meet Pune taxpayers who filed on 31 July, felt done, and never verified — only to find months later that their return was treated as invalid. At RDA Tax Advisory Services, Baner, verification is built into our filing process: the moment your return is submitted, we e-verify it on the spot, usually by Aadhaar OTP, and confirm the acknowledgement to you. For clients whose Aadhaar mobile has changed — common after a relocation to Pune — we pre-validate a bank account as a fallback so verification never stalls. We also rescue old unverified returns through condonation requests where needed. If you filed yourself this year, send us your acknowledgement and we'll confirm it is verified and on record: Office No. 102, Snehraj Apartment, Baner, Pune 411045, or call +91 77570 45059. Filing without verifying is like signing a cheque and never handing it over — finish the job.
Filed but not sure it's verified? We confirm verification and keep your refund on track. Book a quick filing check at rdatax.in or call +91 77570 45059 — RDA Tax Advisory Services, Baner, Pune.
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